Effective date: November 2025
1) Acceptance of Terms
By accessing any website, landing page, or sub-domain under mimahub.net (the “Site”), you agree to these Terms & Policies and all applicable laws and regulations. If you do not agree, please do not use the Site. These terms apply to all visitors and users of our informational pages, lead-generation flows, click-through routing, and plan/offer comparison experiences.
2) Nature of Our Service
Mima Hub is not an insurance company and is not affiliated with the U.S. government, Healthcare.gov, or any federal or state program. The Site provides:
- Educational/informational content;
- Links and redirects to licensed partners, carriers, and third-party quote or enrollment platforms; and
- Lead-generation that helps connect you with licensed professionals.
We act solely as a marketing/intermediary platform. Any discussion of benefits, quotes, pricing, suitability, underwriting, or enrollment is conducted exclusively by licensed agents or licensed entities on partner websites. All products, prices, eligibility, and terms are determined by the relevant partner/carrier/agency.
3) No Government Affiliation
This Site is not endorsed by or affiliated with the Social Security Administration, Healthcare.gov, or any U.S. government agency. All government-related trademarks and service marks are the property of their respective owners.
4) Lead & Redirect Flow; Consent to Contact
When you click buttons or links (e.g., “See My Options,” “Compare Now,” “Check Plans,” etc.), you may be routed to a partner site. There, you may be asked for information (e.g., age, ZIP code, program status, contact details) to determine eligibility and/or to allow a licensed agent to contact you.
By submitting information on a partner site, you authorize that partner (and their licensed agents, carriers, and service providers) to contact you at the numbers/emails you provide—including by autodialer, prerecorded messages, text/SMS, and email—even if your number is on a Do-Not-Call list, to the extent permitted by law and by the partner’s consent language. Your agreement with each partner is governed by that partner’s consent and privacy terms; please read them carefully.
5) Eligibility, Ineligible Interactions & Traffic Validation
Plans, premiums, and benefits vary by ZIP code, carrier, income, age, and status. You may not qualify for every product or offer. Partners may classify clicks or leads as disqualified or ineligible for reasons including (without limitation): wrong GEO, age/status mismatches, invalid/duplicate submissions, incomplete data, suspected automated/bot traffic, prohibited traffic types, or quality issues.
Partners—using their own tracking/reporting systems—may refuse or invalidate non-qualifying interactions. We do not control such determinations and are not responsible for refusals by advertisers, carriers, or networks.
Campaign notes: Certain offers may specify hold periods (e.g., 7 days), allowable traffic sources (e.g., native, display, social, search, SEO), prohibited traffic (e.g., incent, SMS, push, brand/TM bidding), day-parting, or GEO restrictions. Offer-specific rules posted on the relevant landing page or by the network/merchant are incorporated by reference and must be followed.
6) User Responsibilities
You agree to:
- Provide accurate, current, and complete information when requested;
- Use the Site lawfully and for personal, informational purposes only;
- Review each partner’s terms, disclosures, and privacy policy before submitting any information;
- Confirm eligibility, coverage details, prices, and terms directly with licensed professionals and/or official resources.
7) Prohibited Conduct
Without limitation, you may not: (a) use automated tools to submit information; (b) attempt to reverse engineer, disrupt, or overload the Site; (c) submit false, misleading, or third-party data without authorization; (d) engage in brand/trademark bidding or incentivized traffic where prohibited; (e) send test leads where forbidden by an offer or network.
8) Tracking, Cookies & Pixels
We use cookies, pixels, and standard analytics to operate the Site, measure advertising performance, route traffic, and prevent fraud. We may pass non-identifying parameters (e.g., UTM tags, subid values such as campaign/ad IDs or pixel IDs) to partners for attribution, optimization, or compliance. If you submit personal information on a partner site, that information is collected and processed under that partner’s privacy policy.
9) Third-Party Sites, Offers & Networks
The Site links to third-party websites and offers (for example, auto-insurance quote sites and home-seller lead forms). We do not control and are not responsible for third-party content, policies, or actions. Your use of third-party sites is at your own risk and subject to their terms.
10) No Advice; Educational Use Only
Site content is for informational and educational purposes only and does not constitute medical, legal, tax, financial, or insurance advice. Always verify coverage and suitability with a licensed professional, the plan/carrier, and/or official government resources (e.g., Healthcare.gov).
11) Intellectual Property
Except for materials owned by partners, carriers, or government agencies, all text, graphics, logos, and layout on the Site are owned or licensed by Mima Hub. You may not copy, reproduce, or redistribute Site content without our prior written permission.
12) Disclaimers & Limitations of Liability
The Site, content, and routing are provided “as is” and “as available.” We do not guarantee specific plan availability, pricing, benefits, approval, or eligibility outcomes; nor do we warrant uninterrupted or error-free operation. To the maximum extent permitted by law, Mima Hub and its affiliates shall not be liable for any indirect, incidental, consequential, special, or punitive damages, or for any decisions or actions taken by you, partners, agents, insurers, carriers, advertisers, or networks. Our total liability to you shall not exceed the amount you paid us to use the Site (typically $0).
13) Indemnification
You agree to defend, indemnify, and hold harmless Mima Hub, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising from your use of the Site, your violation of these Terms, or your interactions with any third party.
14) Privacy & Data Rights (Overview)
We collect minimal data necessary to operate the Site and measure performance. We do not sell your personal information for unrelated purposes. If you submit personal information on a partner site, your data is governed by that partner’s privacy policy.
Residents of certain U.S. states may have rights to request access, correction, deletion, or to opt-out of certain sharing under applicable state privacy laws. To exercise a request related to our Site (not partner sites), contact support@mimahub.net. For full details, please see our Privacy Policy page.
15) Children’s Privacy
The Site is intended for U.S. adults and is not directed to children under 13. We do not knowingly collect personal information from children under 13.
16) Accessibility
We strive to make our content accessible. If you have difficulty accessing any part of the Site, please email support@mimahub.net with “Accessibility” in the subject line.
17) Changes to Offers & to These Terms
Offer availability, payout structures, hold periods, lead hours, allowed traffic types, and GEO rules are set by partners and may change without notice. We may update these Terms at any time; changes are effective upon posting. Your continued use after changes constitutes acceptance.
18) Governing Law & Dispute Resolution
These Terms are governed by the laws of the State where Mima Hub is organized, without regard to conflict-of-law principles. Where permitted, you agree to resolve any dispute with us through binding arbitration on an individual basis, and waive participation in class actions. Some jurisdictions may not allow mandatory arbitration; in such cases, the venue shall be the state or federal courts in our principal place of business.
19) Contact
For questions about these Terms, privacy, accessibility, or partner redirects, contact:
Mima Hub – Legal & Compliance
Email: support@mimahub.net